Budgeting, without the guesswork

Stay ahead of bills, balances, and the month ahead.

Bills to Budget helps you track recurring bills, account for uncleared spending, and forecast your balances before a tight stretch turns into a surprise.

Download on the App Store
Bills to Budget account planning on iPhone
Bills to Budget account transactions on iPhone
Bills to Budget bills list on iPhone

Bills to Budget is built around the parts of budgeting that usually break down first.

Recurring bills, delayed transactions, pay schedules, and larger upcoming expenses are where a lot of the stress shows up. That is the part Bills to Budget is meant to make clearer.

Stay ahead of recurring bills

Keep due dates, reminders, and recurring payments in one place so the month is easier to see and easier to manage.

Don't lose track of a payment until it clears your bank

Transactions that have been paid but not yet cleared stay visible, which gives you a better read on what is actually available to spend.

Review every account before the next cycle

Use Pay Schedules, one-time income, Account Review, and balance forecasting to see how the next stretch is shaping up before it becomes a problem.

Bills, pay schedules, and income in one plan

Income is now a first-class part of Bills to Budget. Recurring income through Pay Schedules and one-time income for irregular deposits now sit alongside bills and budgets, so the plan reflects how money actually moves.

  • Recurring income through Pay Schedules
  • One-time income for irregular deposits, bonuses, and reimbursements
  • More flexible pay schedule setup and editing
Bills to Budget account planning screenshot

Don't lose track of a payment until it clears your bank

Bank balances are often missing the payments you already made. Bills to Budget keeps pending and uncleared activity visible, and the account transaction list is built to make that state easier to follow.

  • Transactions that have been paid but not yet cleared stay visible
  • A clearer account transaction list
  • Better context for what is actually available to spend
Bills to Budget account transactions screenshot

Account Review makes month-end clearer

The new Account Review flow walks through accounts one by one so you can confirm balances, expected income, pending activity, and carryover before moving into the next cycle.

  • Balance forecasting and Account Review
  • Expected income, pending payments, and carryover in one workflow
  • Widgets and shortcuts
  • Shared ledgers through iCloud
Bills to Budget account review screenshot

Privacy matters here.

Bills to Budget stores your budget data on your device and can sync it through your private iCloud account. Your data is never sent to our servers.

Read the privacy policy
  • Your budget data is stored on your device.
  • If you enable sync, it uses your private iCloud account.
  • Your financial data is never sent to our servers.

Ready to try Bills to Budget?

Download Bills to Budget on the App Store and start with the bills, budgets, and balances you want in one place.

Download on the App Store